You know that feeling when your summer plans say “yes!” but your bank account says “no”?

We can all relate – the daily grind seems to leave us no better off, and our bills put our plans on the backburner.

So, when the luxury lifestyle of your dreams is out of your price range, you have to prioritise. But you can still live well on a budget – in fact, here are just three areas of your life where you can streamline your spending and splash out where it counts!

  1. Home décor

Good news for broke babes: minimalism is in right now.

You don’t have to splurge on lavish additions to your home – this season’s interior design trends are all about that ‘less is more’ philosophy.

That said, it’s always good to have a centrepiece – your singular opulent pride and joy that stands out from the rest of the room. Brands like SM London are perfect for this – it’s no small price tag but any means, but their bespoke collections are well worth it for the quality.

Just one stunning luxury item such as a classy sofa or extravagant armchair can disperse a dose of glam to the rest of your much cheaper décor.

  1. Beauty

DIY is all the rage these days. Everyone’s an amateur makeup artist thanks to YouTube tutorials, while TikTok is full of hacks on how to become your own hairdresser.

Meanwhile, the cosmetics industry is yet to catch up, with influencers still touting those high-end brands that would leave most of us out of pocket. But to get around this, dupes are your best friend.

For example, Charlotte Tilbury’s viral Hollywood Exagger-Eyes highlighting eyeliner is priced at £21, where Nyx’s Jumbo Pencil in Strawberry Milk is the perfect substitute and costs a mere £6. Meanwhile, Milani’s £15.50 Cream to Powder Foundation is the perfect rival for the famous KVD Good Apple Balm, which will put you out to the tune of £29 RRP. And everyone’s favourite mascara right now, the Maybelline Lash Sensational Sky High, retails at just £8, proving you don’t have to spend big money for the best results.

  1. Refreshments

Research shows that cold brew and iced coffees are the preferred drink for Generation Z.

But whether you prefer an ice-cold beverage or a nice hot cuppa, you don’t want to be paying through the nose for a Starbucks every time you enjoy one.

Surprisingly, instant coffee is just as good for cold brewed and iced drinks, and if you’re a regular caffeine consumer, it’s worth paying a little extra for quality coffees that will last. Coffees from Beanie’s Flavour Co. come in a rich variety of flavours, from Cookie Dough to Jam Doughnut and Chocolate Orange to Birthday Cake, so you can experiment whilst enjoying your regular favourite at a much cheaper price.

These are just three ways you can enjoy luxury for a little less.

Got any savvy saving tips to share with fellow lovers of luxury? Let us know in the comments below!